Repayment resilience

Interest-Rate Stress Test

See what remains for ordinary life when the repayment moves above today's indicative rate.

2 business daysRemoteR1,650

Test the repayment, not your optimism

A home loan can remain affordable at today’s quotation and become uncomfortable after rate increases or a change in household costs. This review tests one proposed loan amount against several repayment conditions and your stated monthly margin.

You receive a concise schedule showing indicative instalments, the change from your base case and the disposable amount left under each scenario. We also flag where levies, rates, insurance or maintenance appear absent from the starting budget.

The review includes one loan amount, one term, up to two applicants and a 25-minute findings call. It does not review bank statements, certify income, predict Reserve Bank decisions or replace the full audit.

The fixed fee is R1,650, delivered within two business days after the required figures are confirmed.

Ready for a clearer range?

Send a short enquiry and we will confirm fit, timing and the documents needed.

Request this audit