Independent affordability work

Mortgage audits built around real household costs

Choose a focused review or a full examination before submitting your mortgage application.

Person reviewing papers beside a laptop
Focused review

Application Readiness Review

A focused check of the figures and supporting evidence likely to cause questions when your application is assessed.

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Financial documents, calculator and pen on a desk
Full written audit

Comprehensive Affordability Audit

A full review of earnings, debt, living costs, deposit position and the ongoing expense of owning the property.

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South African banknotes arranged for a financial review
Scenario assessment

Interest-Rate Stress Test

A targeted examination of how repayment changes could affect your monthly margin after purchase.

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