Audit fees

Fees proportionate to the question

Clear South African mortgage affordability audit fees, with expanded work quoted before documents are reviewed.

Published fees

Comprehensive Affordability Audit — R4,850

For up to two applicants with standard salaried income, one target property profile and the document period set out in the scope. Includes briefing, evidence review, repayment stress test, written findings and handover call.

Application Readiness Review — from R1,950

The starting fee covers one applicant and one income source. We quote first where there are additional applicants, several income streams or extensive unexplained transactions.

Interest-Rate Stress Test — R1,650

A fixed fee for one proposed loan amount and term, using agreed rate scenarios and stated household margin.

When a quote is needed

Company accounts, multiple rental properties, trust income, foreign earnings or more than two applicants can require a longer evidence period and specialist input. After a short scoping conversation, you receive a written quote with inclusions, delivery timing and any information needed.

No payment is taken on this website. Fees are due only after you accept a written scope. A 50% deposit reserves work expected to take more than seven business days; the balance is due before the final report is released.

Fees cover the review described, not lender approval, a particular interest rate or a successful property purchase.